The rewardsprogram

Optional, and simple at its core: recommend the card to two people. Below are the full rules, so you know how to qualify, how you are paid and how to stay qualified.

Beach celebration in front of a Bellver Card sign with the slogan Let's make it happen 27 min

Two ways to earn

Direct commissions, one-time

For every card ordered through your link you earn a one-time commission based on the level they choose. Paid in USDT once their payment completes, within seven business days at the latest.

If they upgrade later, you earn an extra 50% of the commission for the level they move up to.

Basic$10
Premium$100SE $150
Business$200SE $300
Gold$400SE $500

Monthly rewards, recurring

You receive 0.1% of every completed card top-up made by cardholders in your 2x2 matrix, on every level you are qualified for. Rewards are paid in USDT and settled monthly.

Because the matrix fills from the top, people placed under you can come from your upline as well as from you.

Rewards are based on top-ups (money loaded onto cards), not on card purchases.

Built for people who go live

If you host TikTok LIVEs, your audience already knows how you talk about products and services. That trust took you years to build, and it is the hardest part of sharing anything.

One of the best fits

TikTok LIVE hosts and creators

  • Show it, do not just say it. Pay for something live, add the card to your phone, show the dashboard (never your private key).
  • Your viewers already trust you. People who watch you regularly believe what you tell them, so honesty matters most.
  • Something real to offer. A card with high limits and a wallet they control, plus a clear commission table and a link that tracks.
  • Stay within the rules. Disclose that you earn a commission and check TikTok's current rules for your country first.
  • YouTubers and streamers
  • Instagram and Facebook creators
  • WhatsApp and Telegram group admins
  • Network marketers
  • Affiliate marketers
  • Community leaders
  • Side hustlers
The 2x2 matrix made simple: explainer video thumbnail 8:46

Watch it explained in under 9 minutes

How the 2x2 matrix fills

  • Two places under everyone, filled top to bottom, left to right. Extra referrals spill over.
  • Only cardholders take a place. Registering alone does not.
  • Get your own card first. Direct commissions never need one, but monthly rewards do: your place starts when your card appears.
BellverCard Official Launch Presentation, video thumbnail 28 min

Watch the official launch presentation

The full 28 minute walkthrough of the matrix, spillover, stars and levels, with the commission structure and the product roadmap. Presentation videos are also available in 14 languages.

  • How the 2x2 matrix fills and where spillover goes
  • How stars unlock deeper reward levels
  • Direct commissions by card level
  • The roadmap for the card

This presentation was recorded before Bellver's October 2026 update, so some of its figures (the 4.95% top-up fee, the $390 Special Edition and a Premium rank step) are out of date. See the current figures. Any earnings mentioned in a video are examples, not promises. Read the Earnings Disclaimer.

Ranks and reward levels

Your card level sets your ceiling. Your referrals' ranks unlock the levels underneath it.

Your first star: everyone starts as a Member. Your first star comes from your own Premium card plus two new participants you refer directly, who each buy a Premium card. Bellver has not yet republished its compensation plan, so the reward depths below come from the 08/2026 version. Check your dashboard for the current numbers.

Rank 1: Member

Everyone starts here
0LEVELS
 
  • Every new participant begins as a Member
  • Direct commissions on cards your referrals order: yes
  • Next step: your first star

Rank 2: 1 Star

Premium card or higher
12LEVELS
★
  • You hold a Premium card yourself
  • You directly refer two new participants who each buy a Premium card
  • Reward depth shown is from the 08/2026 plan

Rank 3: 2 Stars

Business card
15LEVELS
★★
  • Two personal referrals who each hold 1 Star
  • Rewards to level 15

Rank 4: 3 Stars

Gold card
18LEVELS
★★★
  • Two personal referrals who each hold 2 Stars
  • Rewards to level 18

Rank 5: 4 Stars

Gold card
19LEVELS
★★★★
  • Two personal referrals who each hold 3 Stars
  • Plus 20 personal referrals with Premium
  • Rewards to level 19

Rank 6: 5 Stars

Gold card
20LEVELS
★★★★★
  • Two personal referrals who each hold 4 Stars
  • Plus 20 personal referrals with Business
  • Rewards to level 20

Staying qualified

The terms that decide whether you are paid each month. Read these before anything else.

Load $100 a month. It stays yours.

To receive rewards for a month, you must load at least $100 onto your own card that month. This is not a subscription fee. It is your own money, loaded onto your own card, and it is yours to spend however you like. Miss it and that month's rewards are forfeited in full.

The only cost is the 3.9% top-up fee. Why? A profitable company is one that lasts. The fee helps Bellver cover its running costs, such as its team, offices and payment partners, so the card is still here for the long term.

Three misses and the position is gone

Miss the $100 minimum three months in a row and you permanently lose your position in the matrix. Rewards built up until then are forfeited and roll up to the next qualified position. You cannot requalify for the old position.

How and when you are paid

Commissions and rewards are paid in USDT. Rewards settle monthly and payday is the 15th. Top-ups made in the final seven business days before settlement count toward the following month. The minimum withdrawal is $100.

The fine print

Basic cards earn direct commissions only. Rewards are not paid back-dated after an upgrade. Bellver Markets can change the plan with one month's notice, and payments made within four weeks count as on time.

Participation in the Reward Program is entirely voluntary, and using a card never depends on referring anyone. Large-scale campaigns or public social media advertising need Bellver's prior approval, and false or misleading statements or income promises may result in suspension.

Do the math honestly

Rewards are 0.1% of what cardholders in your paid levels load each month. So 1,000 cardholders topping up $300 each pays you $300 a month. Try your own numbers.

Monthly rewards calculator

Loaded a month$300,000
Your rewards a month$300
Over a year$3,600
Seats filled in your paid levels
12.2%

Illustration, not a promise1,000 cardholders × $300 = $300,000 loaded. 0.1% of that = $300 a month.

Try Bellver's own examples (everyone loads $300):

You are only paid for a month if you load at least $100 onto your own card that month. Real results depend on how many cardholders are actually placed in your levels and how much they load. Nothing is guaranteed. 4 and 5 Stars: Bellver has not republished these depths since its October 2026 update.

Open the full calculator

What Bellver's big examples assume

The official slides show $2,457, $19,660 and $157,286 a month. Each assumes every place in the matrix is filled and every cardholder loads $300 a month.

Levels fullCardholders neededExample a month
12 (1 Star)8,190$2,457
15 (Business, 2 Stars)65,534$19,660
18 (Gold, 3 Stars)524,286$157,286

Bellver itself calls these examples, not a guarantee of income. Use them to understand the model, not to plan your budget.

MTG, Musa The Giant

Want to build this properly?

I'm MTG. Message me and I'll show you how I share the card without pressure, and help your first two referrals get set up.

WhatsApp MTG